Debt Management Answers For You…

An off - subject post.

Several months ago I purchased a new, relatively state of the art, computer. Unfortunately, it came with Windows Vista Home Premium installed. But I use(d) it none the less. And it’s actually been working pretty good.

Now, as with other Windows systems I used, I had set the system to automatically check for and install updates. Never ever had problems with this. So I did the same with this Vista installation.

Again, it was working fine, until this week, when the system downoaded and installed Vista SP 1! Not thinking I folowed the instructions to restart the computer. And that was last I saw of my computer! The computer would no longer boot up, except to a message which gave me several options: Boot in safe mood, restart normally, etc. And of course the old; use the install disc that came with your system to ‘repair’! Which ain’t workin either!!

So here I sit with an expensive door stop!!

Again, Thank You Mr. Gates and Microsoft!

You may want to deal directly with your creditors rather than using a credit counseling agency or resorting to bankruptcy, as a last resort.

In this situation try to look at things from their point of view and understand how they may react to the fact that you haven’t paid your account. Treat them as you would hope to be treated yourself if you were in a similar situation. Communication and understanding can be key in managing your debt.

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Credit counseling agencies can offer you a great deal of help in reducing your debt. Given their experience they should be able to quickly sort out a budget for you and show you how to manage your budget, your income and your expenditures.

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