Debt Management Answers For You…

Over the past few years many changes in our financial industries, most of them bad, have caused a great deal of harm to us ordinary individuals. Many of these changes have brought about calls for more government regulation of these institutions.

While some new regulations or the overhaul of some existing rules may be needed I am not a fan of big government. Mostly because government doesn’t get it right when they get involved. Yes, the government had their hands in what has happened over the past few years as well. They do the bidding of lobbyists, whether it’s health care or financial reform and most of the rules and regulations are written for them by these same lobbyists.  Most of our representatives don’t even read what they sign.

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I don’t often comment on politics, because I believe a persons politics are their own business. I do sometimes eschew that people exercise their right to vote.

There is a special election coming up on Tuesday, January 19, in Massachusetts. I urge those of you living there to vote, to exercise your right to self determination. To often we feel there is nothing one person can to do change things for the better, myself included.

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Every one is well aware of the earthquake in Haiti and the problems the nation of the world are trying to address to get the needed relief in to the country. The aid operation is massive.

Having lived in Northern California since 1957, I have been through quite a few temblors and know how devastating they can be. While an earthquake takes a toll on infrastructure, the biggest toll is on the people and their psychological well being. You have a feeling of ‘absolutely no control’ over your well being during an earthquake. They aren’t predictable like a hurricane or tornado where you can seek safety or shelter.

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Guest Post by The Jedi’s Grandpa

I still can’t believe it’s 2010. Remember when that year was just a movie title? Well, we’re here now. Although the world is not exactly the way science fiction writers pictured it, the world is a completely different place than it was just 20 years ago.

20 years ago, not every household had a computer and no one had the Internet as we know it today. Cell phones were a rarity and text messaging via mobile phone was non-existent. In fact, most ‘in-touch’ people still carried pagers, aka ‘beepers’.

Ah so long ago.

But enough memory lane wandering. Let’s get back to the here and now. It’s a new year and in fact, it is a new decade.

I know we talked resolutions the other day and I hope those tips were helpful.

Interestingly enough, according to a quirkology.com study, only 12% of the participants achieved their New Year’s Resolution goals, even though 52% were confident at the outset of the study that they would do so. That doesn’t bode well for us and our resolutions, does it?

Bah humbug, I say!

I think New Year’s Resolutions get a bum rap because they come with such a big, shiny label. People make and break resolutions every day. They say they’ll stop smoking. They say they’ll stop eating junk food. They say they’ll become a vegetarian. They say they’ll exercise 3 times per week. Guess what? Most of those people don’t do it, no matter on which day they made they made the resolution.

The Mark Twain quote rings true for so many people, in so many ways: “It’s easy to quit smoking. I’ve done it hundreds of times.”

The thing is, you’ve really got to be dedicated to your goal or resolution. You need support, a plan and you’ve got to get back on track when you fall off. If you’re just making a resolution for resolution’s sake, save it for another time when you’re really ready.

Like I mentioned, I’m putting a focus on a healthier lifestyle. No pressure to be stick thin, starve or exercise until I drop. Maybe fewer ice cream treats and more walks up the stairs, instead of taking the elevator. You know, stuff I can incorporate into my everyday life.

If you’re making a resolution, good for you. If you’re not, why not make a goal to simply be grateful for all the blessings your life has brought you? When you’re ready to set an important goal for yourself, you’ll know it.

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