Debt Management Answers For You…

Over the past few years many changes in our financial industries, most of them bad, have caused a great deal of harm to us ordinary individuals. Many of these changes have brought about calls for more government regulation of these institutions.

While some new regulations or the overhaul of some existing rules may be needed I am not a fan of big government. Mostly because government doesn’t get it right when they get involved. Yes, the government had their hands in what has happened over the past few years as well. They do the bidding of lobbyists, whether it’s health care or financial reform and most of the rules and regulations are written for them by these same lobbyists.  Most of our representatives don’t even read what they sign.

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Unlike Christmas, which is a day of giving, Thanksgiving is a day to celebrate that which we hold
dear – Our Families, Our Friends and our surroundings!

It is not easy today to find things to be thankful for but family and friends will always be reasons for
Thankfullness, for they give us their unconditional love.

I sincerely wish everyone a Happy and Blessing Filled Thanksgiving!

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“Thanksgiving Day comes, by statute, once a year; to the honest man it comes as frequently as the heart of gratitude will allow.”

-Edward Sandford Martin

Celtic Women – We Gather Together

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Whether you grew up in a household that was plagued with debt, or you simply want to make sure that your kids are money smart and make the right money choices when they grow up, you will discover helping your kids understand things like debt and how to handle money is something that should start early. Some kids have a knack for managing money, while others seem inclined towards being spendthrifts – like I was. But remember, money management is something that can definitely be taught, and when you are thinking about how to get the point across, keep a few things in mind.
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The holiday season is notorious when it comes to getting into debt or making existing debt worse. And is it any wonder! No matter where we go or what we are doing, we are deluged with reminders that the holidays are upon us and that it is time to break out the wallet. No wonder it’s so hard staying out of debt during the holiday season.
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Does your credit card work for you or do you work for your credit card?

Most people’s answer to that question will depend on how they treat their “old plastic”, as credit cards are known. People who have gotten their fingers burned with credit cards will tell you they had no idea things had reached a point of disaster until it was too late!
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When you are in a financial bind, bankruptcy may not the only way out. There are bankruptcy alternatives if you are willing to put in the time and energy. It could save you much unnecessary hassle.
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